Have you been to any of the shoots yet?? You should be able to find a good used rifle at one of the shoots.

I used my Kimber of Oregon Model 82, with great success(years ago).

You have enough money to buy a quality used rifle if you spend some time shopping. One of the Remington 541's or 581's make a great starter rifle. Especially the 541's. The ones recommended above also make a great rifle. I woulds stay away from the Savage, but that is just me.

You can have a nice custom Ruger 10/22 made for $500-$600. I spent $500 on mine with a Green Mtn. Barrel, and a left hand thumbhole stock.

What are the rules where you want to compete?? Rifle limitations?? Scope limitations?? Or is it open sight's only?? Tom.