I can go either way, I do actually prefer my Ruger GP100 3" with 38 sp +p loads for concealed carry/personal defense. When I carry my 45 which is a SA ultra compact I like the Federal 165 gr personal defense load. Sure wish they would offer the 165 gr bullet as a component. That being said I am really thinking about picking up something lighter, in .40 or 9mm. Shooting times has a pretty good write up on concealed carry auto's this month.