Get ready to come up with a few hundredbucks there poor college kid. I've never had to have it or know of anyone that has. I've had to sign 7 page releases that spelled out everything from stands, to gutting deer to access. I'd look for some public ground and go hunting before I'd buy insurance. As an example... well hell I'm not going into the example. I will tell you we just had to pay $300 for some "Event Insurance" to protect a landowner for 3 days. If we had bought the policy for the year it was $1700. This was in with regards to our hatchery operation and stocking the fish.