Let me ask a genuine question here...does anyone else besides me wonder why people choose to live in these areas, especially those that have lost everything at least once due to floods? Farmers I can see some point considering that the land is prime for their livelyhood...but beyond that I just cannot keep from scratching my head on it.

I consider myself a charitable person towards others in crisis...but this situation divides me inside. The charitable/caring vs. logical thought processes.