A problem like that might be nice, i have no money and a list 8 guns long that i need to own and a list of a couple thousand that i want to own.
though if you have kids or grandkids you could see about getting some nice pistols, shotguns or rifles ingraved and then given to them when they are old enough. i know that some colt SAAs with ivory grips and good engraving would be nice gifts.