If I hadn't become a Life Member many years ago, I wouldn't bother with it anymore. The monthly mag is decent, and has some good coverage of various items/topics. I have been selected to try this and that for them, but it was always some offbeat thing that I would never own anyhow.
They're not a rip-off outfit, just basically a magazine with a few perks. I did buy some health insurance through them, but probably could have got it at the same rate locally, but never checked. Do what you want.............