ORIGINAL: GMMAT
I think if many could get away from the "credit" word and simply look at it as a "cash" card with benefits.....they'd realize they're missing out on a lot of fringe benefits. We fly internationally for free due to the use of our "cash" cards.
Jeff, What you seem to fail to realize is that the majority of American people have no business with a credit card. They can Not handle it. There is no right and no wrong, Just a fact the biggest majority of card holders do Not manage the acct. correctly and end up in a terrible fix.
Evidently you and your wife do a good job of managing yours. Kudos to you!!
Dan