Bank of America is one of the worst in the country.With the Fed cutting interest rates and the value of the dollar dropping,banks getting burned on loans they never should have made in the first place,(You got no job? thats Ok here is a $200k loan to buy a house at 3.2%. It,s OK trust me) They do massive writeoffs and decimate the stock market. Then raise interest rates on the little guys cards to get their "losses" back. Tain't right folks,but that is what we have become.