Fieldmouse, congrats on the good news, dragging a dead doe back up the hill and out of the woods.

And sorry about the crappy news and the fraudulant charges. I really hate the fact identity theft and fraudulant charges exists. Our world is in a sad state right now...just know that whoever has done this to you will be held accountable sometime in their future.

Check Card Visa, I am assuming you are talking about a debit card? Not to be rude, just curious if we are thinking of the same thing. Personally, I hate buying stuff over the internet....I just get baaaad feelings sending my account info through the internet. But like you said, I do have a credit card with a small balance ($500) so in case I have to break down and do a internet transaction, I know I could only get hit up for an amount I can honestly cover if need be.

Lucky for me, it is a Capital One (No Hassle Policy), and they are serious about the "no hassle" part. I had a fraudulant charge on my account once. I called them up and within about 25 minutes I had the previous account closed and them sending a new card and account number out to me the next day.

And to wrap this up....let me know how the 3.0 works.