One reason you don't want to talk while loading.You either forget to put powder in or double Load.I've done both.Double Loading is the one thing I don't like.
If one blows it will be at the weakest place,Bolster or Nipple.Not good considering how close to the eyes or Hands these are.

I had a New Shotgun Blow up on me after 5 Shots,didn't like it then,don't care to have it happen again.

big rockpile