Go for the Wolf. I bought a wolf last year and am also a college student. Having had other muzzleloaders in the past I wanted to get my first inline. I've killed afew deer and coyotes with it. Works great and easy to clean. For the $160, which is what our gander mountain has them price for, there just isn't a better rifle out there. I shot magnum loads with powerbelts through mine last year. I probably wouldn't suggest doing that. It didn't hurt the rifle any but it hurt me plenty. If you're hunting in north woods territory, you may or may not need the magnum capabilities.
CVA says the Wolf will handle it, but if that type of load you'll be shooting day in and day out I would go with a better rifle such as the Remington Genisis, TC Omega, Knight Disc, or CVA Optima. I'm not sure about the others but the Optima is just alittle more expensive than the wolf.

If you're just lookin to shoot regular loads (80-120 grains of powder with a bullet)I'd say go with the wolf. I haven't seen one fail yet.

2 more things.
1.Powerbelts are recommended by CVAbut dont seem to perform well. You may want to try afew different types of bullets
2. If ya have any questions or need help ask the forum. There are some guys in here that really know there stuff.