Read the fine print.Allot of these no interests or low interestfor 12 months,36 months ,etcare fineas long asyou pay it off within thattime period. The interest accruals and if you go over the one year or whatever the no interest was for all that interest that accrualed is added to your payments.What I would do if I were in your position is save as much as I could up.You see advertisments all the time for a low interest for so long.Put your down payment on it and just make sure you get it paid offwithin that time period.Other then that be prepared to grab your ankles