Well I got my letter today and the number that may be in trouble is my new one that I got after the last episode. I guess I will have to check on the virtual card. This is the first time I heard about that being available. Not sure how it works but will have to find out. I do have a Paypal account so maybe that is where to check. I also have to check with my bank about my present card and will ask Wells Fargo if they do a virtual card.