Yep, your not thinking right. Like I told GR8 the other day, I have a friend that has had that operation twice.
I agree. One of my best friends played basketball where we went to college.....and tore his in a pickup game at the age of 23. He was in excellent physical shape....and it happened. The second time he tore it....(both complet etears)....he had been out of a cast for about 1 year. He was playing golf.....looking for a ball in the rough....and stepped on it, wrong....complete tear, again.
Nobody can tell you what to do. Just understand your choice has potential consequences (ESPECIALLY the "choice" to climb).
Good luck to you and Kurt.