"Early In": I have already answered that question twice. My answer may be unsatisfactory for you and others who have posted, but that is immaterial. Many people would argue that no ordinary citizen ever "needs" to carry a handgun at any time. In their view we should rely strictly on law enforcement professionals to protect us and our property.

Fortunately, the US Constitution does not allow one group of law-abiding citizens to make that decision for another group of law-abiding citizens.