Be honest, stay home, take care of your family and all will be good!!
My wife and I do not have any Credit Cards and we have 1 car payment(Had to buy a new one last week). This keeps is free to do a lot of things. The other thing that helps me is I do not have any vices. I do not smoke, drink or even go out with my buddies. I play a little golf and hunt

Be a good boy and be good to your family!!
I have ceratin beliefs, one I will share with the young guys is this, Credit cards can and will "inslave" you in debt. I have seen in first hand(Biological father). Keep your self free from debt and your life andmarriage will be great!!!!
GREAT advice, Germ.
Lisa and I were tlaking, just yesterday, about a new development up the road from us. Could we live there? Sure. Our 30 yr old home is JUST FINE with us, though. We both put 20% towards our retirement......and we're happy with our way of life.
Sting (the police)has a line in one of his songs that says....."then you'll find your servant is your master". When I see all of these people with these payments and mortgages out the wazoo......I always wonder......Who owns Who?