Wolf killer...If you are satisfied with the way factory ammo shoots in your gun and you don't shoot that much, you are probably right. If, however, you are interested in trying to find that "magic" combination that a particular gun seems to like and gives much better accuracy than the factory stuff, reloading is where it is. "Rolling your own" in a quest for greater accuracy and performance gets into your blood sometimes, and yes, it CAN cost more depending upon your shooting habits, but the self-satisfaction you get is very rewarding just by itself.