RE: USP Question
They are a hybrid, this has been proven through DNA testing. They migrated here from Canada. They were not stocked by State Farm, Geico or AIG.
I did see BTB releasing a cougar/wolf hybrid near EC's house the other day though, although I believe this to be an isolated incident fueled by ongoing secular tensions and not related in any way to the actuarian tables and their effect on the indemnity industry profit margins.