I know that feeling and it is a bad one. Summer before my senior year a girl from the class below me ran a stop sign and messed my car up pretty bad. I was pretty upset, 1984 Chevy Montecarlo totaled. The car was in about as good of condition as I could have asked for, I'd bought it from an old lady who had bought it brand new. Well I never drove the car again because her insurance would only pay what the car was worth, and being that it was 19 years old I only got$2000 out of it. She caused over$5000 in damages, bentframe and all.Like you said, apologies don't fix the car.

Goodto hearyou're alright...