Rudy, thankyou for yourtaking the time to explain. You did not offend me at all. I think that POINT ON has a very good idea. If the pay back chart was posted it would show where the money goes. I would also like to see a break down of where my $50.00 entry fee goes. Like how much goes to the payback and the IBO and the club hosting the shoot. I think if this information was easily accessible the members could decide for themselves if they agree or disagree with how the money is divided. For example, if I saw that $5.00 went to the payback,$5.00 went to the IBO and $40.00 went to the club and I agreed to come and shoot after seeing this I would have no reason to complain about what I won or diddnt win. Lots of the post on here could be cleared up very quickly if the people that knew the answers to the questions that were being asked would just respond. Getting told something even if it is not what you want to hear is better than just feeling ingnored.