I have a Cabela's card, a Bass Pro Shops card, and a Discover Card. The Cabela's cardI don't use anymore since a BPS opened 30 minutes away. Even with gas prices the way they are it's cheaper to drive to the store than pay shipping from Cabela's. Cabela's credit people ticked me off too...I requested a credit increase and they turned me down, even though I had just gotten rid of a card that had a limit almost 15K higher than what Cabela's was offering me.

BPS has better rewards on their card...1% on all items, 2% on items at BPS, and 4% if they are BPS-branded items (ie RedHead). I pay my rent every month with that card, plus all my everyday expenses except gas, so I end up with about $20/month in credit. Unfortunately I can't seem to save it, as I end up at BPS at least once a month for something.

Discover is really good too, depending on which of their cards you get. I have their gas card, which you get 5% on any gas or items at gas stations. I forget what you get on other purchases, I think it's like 1% or so, but the only thing I use it for is gas. Their rewards program is the most diversified...you can get cash back, or you can choose from one of their other programs. I always use mine to get free movie rentals from Hollywood or Blockbuster. Instead of $20 cashback, you can opt for 10 rentals, which is a little over a $40 value. Works out well. They have a ton of other options...some are double rewards, some are less. My biggest problem with Discover is simply that they aren't accepted everywhere like a Visa card or Mastercard is. I'm proud to say that in the years that I've owneda credit card, up to this point I haven't once carried over any balance to the next month. It gets paid in full every month.