...I'm bettin' you'll be seein' fewer and fewer malls in the future, unless the Gov't gets a handle on National Debt, and control individual debt more than it is now......
debt is no joke, and payback-day hasn't arrived..............yet.... ask any economist that's credible, and they'll tell whats' coming.....
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You are exactly right.These creative mortages are going to bankrupt alot of people.The gooberment owes a fortune to China ,social security and other hand outs.The baby boomers are done working and now are drawing money instead of paying taxes.As they die there will be a flood of homes on the market , home prices will drop and many people will owe many times what their houses are worth.

Thats when I am selling my trees.