Bbear, make sure you shop around, if you live close to another state check out stores in that state also.
For example I live in MD and am about 3 hrs from a store in WV.
The store in WV does not charge taxes to out of state customers, they issue a certificate of origin instead of a title.
This is a 5 % (MD tax)savings right off the bat, not to mention the same store does not charge a destination and setup fee and the MD store could not touch the WV store's base price of the 4 wheeler.
The savings are well worth the 6 hr round trip ride to pick up the bike.