I t sounds like you and your folks need to get to a gun show, and start bargain hunting I have found that some folks at the gun shows, especially some of the old geezers will will shave a goodly amount off the asking price if they know you(a youngster)are buying your first big game rifle,
might get more bang for your dollar!!! 25-06 30-06 270 300 whatever,
buy what you can afford now, you have whole life of gun buying and trading ahead of you!! so if you decide you arn't real happy with what you get you can allways trade up or you might luck out and end up with a family heirloom!!!

Tony