reloading really begins to payoff if you are a quantity shooter... if you shoot A LOT the capital investment is pretty quickly absorbed...

you also have to factor in the cost of your time on top of the components.. what is your time worth... everyone's time is valuable it is how you spend it that is important... you'll get a better ROI if you are reloading vs sitting on the couch watching home improvement with a bag of chips... plus reloading is quality time spent with oneself.

i reload pretty much so i can afford to shoot a lot and not go broke... plus i can tweak loads to get the most from my firearms...