No disrespect intended but this rumor is not only laughable but uttlerly ridiculous.A similar rumor was posted earlier this year and in prior years.

As I've stated in prior posts I spent most of my adult life in and around the insurance industry.I was directly involved in day to day field claims(A Road Dog).I think I've got a little insite on the subject.Long story short they increase rates/premiums based on risk factors and loss ratios in a given area or state.

They also might lobby for changes in code,statute etc..BUT - Trust me and other insurance guys on this MB - They do not get involved in "planting yotes" in PA.