RE: Another falls and is in a body cast.
I run 20 miles a week. I don't smoke or use tobacco products. I am 6'1" and weigh 191 lbs. I am an ex-collegiate baseball player and I was a PGA Professional.
That being said.....
It's no big deal to me if you don't wear your harness. I just don't want any kids to see your post and think it's "OK" not to wear one.
I'll ask THIS, though......How good is your insurance? No chance us other guys will have to pay if you fall, is there?
Jeff