RE: Safety Belt ....different choices???
I agree with Ausie-guy. Seat O The Pants is a good safety harness/climbing belt. I like using the climbing rope to hold me against the tree as i hang stands. As FLHunter said, I leave the leg straps loose while walking in. When not being used as a climbing belt, this harness can be worn under the outer layer as long as the neck of your coat is kept loose where the strap comes out.