I hear ya loud and clear.
I have never understood the alure of a rock wrapped in metal. But that's just me....... and you too I see.

What does a ring do besides sit there and do nothing? At least the 50 will do something.
Does
SHE know that you are suppose to be getting engaged soon?
If not get the 50 and post pone asking her for a little while.
Am I helping any???????????????????