As far as fit and finnish, the H&R's are a bit lacking. The mossbergs are a bit better, the remingtons better yet and the benneli's are very nice weapons. However the prices reflect these cosmetic differences for sure.
However when you talk about functionality and accuracy they are from what I have seen and heard better than some guns for almost twice the money. The H&R's are very well known for thier accuracy and simplicity. They could be prettier in my opinion, but then they wouldn't cost less than 200 bucks either.
If you want a nice looking weapon and a easy repeat shot the remington and mossbergs are fine rifles. Better yet would be a wingmaster or browning as far as fit and finnish go. And if money is no concern get a benneli hands down.
But if you don't want a show peice and don't mind a sinlge shot the H&R's just can not be beat for the price. Spending more money will not get you a more accurate better functioning rifle, it will just be prettier in most cases.
That is my opinion any way. I know you are probably tired of hearing my opinion though.
Paul