close to this for me, once i paid with a check to the wyoming game and fish. anyway, a scammer company got ahold of my checking account info and took a bunch of money, unknown to me. anyway, the check for my elk and antelope tags bounced. so when i got the notice from my bank i had bounced a check i called them, and we figured it out. the bank of course has insurance, i had the money immediatly put back into my account (dont know what the bank every did with the hartford auto insurance whatever they claimed to be that i had never even heard of), but then when i called the game and fish to tell them what happened, even though the drawing was 3 weeks away, their deadline had already passed and they wouldnt let me send a money order, they said i was just out. i was devestated.
the moral of the story, no matter how responsible you are, pay with a money order if possible. like i said before, i had no idea this was happening until it was too late

brad