![]() |
Great reminder Alleyyooper! I have a small digital camera and I have taken several pictures of each gun and a picture of the serial number on each. This info was downloaded onto my computer, I need to download these pics on a thumbdrive and put it in the safe deposit box. I probably need to take pics of the entire house before doing that in case of fire. A great tool to help remember what you had and be able to prove it to the insurance co.
|
Great story and advice as well. I take it one step farther. (2 but who is counting!!!) I do the video with multiple copies. I also take a dremel tool and black light dye and mark my weapons in places that would not normally be seen nor checked by thugs. I record this on the videos as well. That way the police or gunshop owner can look easily and I take it to the 10th degree with the extra marks if need be.
|
Lots of options out there - including doing nothing at all, which is NOT a good option.
NRA members are availed to $2,500 of "no questions asked, full replacement" insurance, should they elect to activate it. Additional coverage is available - which I personally use. I also have a rider on my home insurance, however, these did require serial numbers, descriptions, and pictures. Through this policy, I have covered all of my accessories as well. It sucks having all of these itemized and written somewhere I don't control, but in this case, I'd rather have protection for the considerable value of the "collection." For my own record keeping, I have an MS Excel file which catalogs purchase date, seller, transferer, price, current book value (updated annually), accessories, optics, parts, serial numbers, brand & model/part number, custom work done, condition, and a few other recordable attributes. When I sell an item, I cut and paste from the "owned" tab to the "sold" tab. Within the same workbook, I catalog details for all of my customization work on individual worksheets for each firearm. I started doing this as a "work order record" when I carried my FFL, so it was easy to transfer it to personal use. I keep detailed "original" and "modified" photos within this Workbook too, as well as keeping detailed photos (usually) of the firearms in a file folder on my computer. I used to use MS Access for this, but I work a lot more in Excel than Access. I back this up quarterly, OR following a firearm purchase (which usually means a lot more often than quarterly) on a portable hard drive which I keep with all of our other important financial documents in a firesafe bolted to the concrete wall in our basement. Bolting to the wall, I can keep it at chest level to prevent flooding, and I have flashing built above it to prevent in-wash from water flooding from the top down, not to mention making it easier to view items inside. I have experimented with encryption methods and storing these files online for remote server access, but I'm a little too distrusting of cloud or other off-site server storage at this point. Whatever method someone uses to keep records of their firearms, "nothing" is really the only bad option. |
NM, Very detailed and true as well!!! Great advice. I forgot about my NRA coverage. I have all my weapons listed with my Ins. agent as well, but he is a huge gun nut as well so he knows how to keep things safe for those "JIC" moments.
|
$2,500 from the NRA isn't squat, it in fact it is a Joke. I have a # 1 custom Remington 700 that was appraised at $2,200 so that leaves $300 for a scope. A regular Remington 700 BDL in excellent condition will appraise for near $800.00 Add a $300.00 scope in the mix and not much is covered really. If you have more than one rifle you do not have enough coverage.
Get the rider on your home owners insurance cost some thing like $2.00 per thousand of coverage. :D Al |
Old timer may have missed it - I specifically pointed out there is additional coverage available from the NRA program, and the $2,500 is the FREE policy. The $2,500 coverage through the NRA is free with membership, and is only the free base policy. I've added more on mine. Accessories ARE covered in the NRA Arms Care policy too, not just "net appraisal."
What I've seen in MOST home owners insurance policies, it's NOT a replacement price policy, it's an appraised value policy. So all of the over a hundred firearms in my safes I've purchased NEW, I'd only be able to afford to replace them with USED firearms based on my past home owners insurance policies. I've also had all of these policies require itemization, photos, and serials. The NRA coverage does not - just a list with approximate replacement values I want covered. That's the biggest difference I have seen - I have over $5,000 in a couple of my custom rifles, whereas they would only resale for around half of what it cost to buy and build them. The appraisal values used in my home owners policy would give me the resale price - so I could rebuild HALF of them. The values I'm insured for in my NRA coverage will let me rebuild them exactly as they are. I have the entirety of my reloading inventory, all of my gunsmithing tools (and woodworking, auto, metalworking, etc tools), my safes, firearms, firearms PARTS, optics, accessories... The whole nine yards... EVERYTHING covered for total replacement. Not appraised value, total replacement. It costs a bit, but if I ever have a fire, theft, flood, tornado, nat gas explosion, civil unrest, you name it, my life comes back to square one, not one half. |
You know, that's something I never really thought much about. It's a good idea, and definitely something I need to do.
|
I've got all my stuff recorded on a disk that's kept in one of my safes and it has all the serial numbers and what the scope on them is if they have one. I'm not really worried about theft, but a bad fire is always in the back of my mind.
|
Lots of great points being brought up. I think I have some work to update my gun and equipment records.
|
| All times are GMT -8. The time now is 01:10 PM. |
Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.