If thats what it is j, then thats what it is. I just plugged the numbers in that calculator and thats what it gave me. I might of entered them wrong somehow though.

kds, good to see ya back. We missed you there for awhile. Take advantage of that weather. Still waiting for great weather here!

kelly, you gotta get out there and get one. Talk about weight lifted off the shoulders. You sounded really close. Next time will be money!