Yes, good post.
I'd like to comment on the PT Gold Bullet. I enjoyed the conversations I had with Ron. He's a nice guy and helped me a lot. I hope i'm completely wrong about the bullet. If we discount what Max got for results. I haven't seen one bad review except one, but he never said why he didn't like them. So, it's meaningless to me.
I'm probably more picky than most. When you're retired you have too much time to think.