this could be good time to get out stock funds and into money market as market has gone up from crash a year ago.
even tho mm funds are paying very little if anything i feel market is going back down even tho experts say i am wrong.maybe i am but i am doing what i think will happen.
also stay away from bond funds as just a point raise in fed int rates will cause avg fund to drop 8%.
buy /hold no longer works. take care sproul