I started out going to a shop because I didn't know crap from apple butter when it came to my gear. I paid attention when I was there and I paid attention here. I'm in no way faulting you for using a shop. I hope my post didn't come across that way.
I started buying my shop equipment a bit at a time. I bought a Bowmender press because they work great and were reasonably priced. I picked up a littlebit here and there,(both knowledge and gear), until I became pretty self sufficient. I still don't have everything I want or need but I'll tell ya what, there is a great feeling of satisfaction when you do what it takes to get that perfect bullet hole tear all on your own.