I would pick the ruger over the skb simply because I'm a ruger nut and I love my red label-it introduced a whole new shotgunning world to me years ago when I got it and has never gave the 1st problem.
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Sometimes you earthlings REALLY amaze me!
Top Lock -Bottom Lock makes no difference if the gun has a properly designed locking system , Beretta 686 has one of the most bombproof systems and it isn't toplocked. Both Ruger and SKB have proven designs. Pick it based on how it feels in your hands and its pointability.
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"Banning guns is an idea whose time has come."
- Joseph Biden
Associated Press 11/18/93
"Be thankful that we're not getting all the government we are paying for." Will Rogers