I have an XD 40 Tactical model and absolutely love it. I'm the kind of guy that buys a gun, shoots it for a whlie, gets tired of it and trade it off or sells it. This one is not going anywhere anytime soon. I installed a set of Trijicon nite sights on mine, a 22# spring, and a Dons Stainless Guide Rod. Gun shoots like a dream. I now have roughly 3,000rds thru the gun, and I have not cleaned it to date, other than before firing it to get the grease/oil from factory out of it. It has had 2 FTE, but that was when a buddy was shooting it, and he was limp wristing it.
Here is a photo of a group I shot with it around the first week I had it.
I can't remember what distance that group was shot at, it was shot off-hand and at a pretty fast rate. It was either 15 or 25 yards at the indoor range.
Here's a picture of it broke down, very easy disassembly, takes about 10 seconds at most.