From all the owners I know, good Handis, including mine are accurate. But, from a factory that produce sub-$200 rifles, you can expect some inconsistancy and the occasional lemon. It's not a frequent thing, but it happens.
Also, many folks opt for a trigger job. NEF triggers are usually stiffer than advertised.
There is tremendous NEF/H&R support on
www.graybeardoutdoors.com as well.
All in all, I say buy one. Try to find a used one if you want. They should be out there for under $125.